Rakuten Reviews

Free service: Works in 2,500+ stores, including travel sites, as well as 10,000+ restaurants.

Cashback up to 40%: Thousands of cashback opportunities.

Referral program: Get $25 per referral.

Rakuten Visa credit card: Significant cashback when coupled with this card.

Some stores offer up to 20% cashback.

New member sign-up bonus: Up to $50.

Low payout threshold.

Paid in cash, not in points or gift cards: Thousands of popular merchants.

Robust affiliate program for referring users.

Earn cashback on in-store purchases, too.

Consistent cash-back tracking: Rakuten has accurately tracked nearly 100% of transactions.

Easy dispute resolution: Use the "Missing Cash-Back" feature to report the problem.

High overall cash-back rates: Higher-than-average cash-back rates.

Extensive store selection: Over 3,500 participating stores, including both popular retailers and many smaller online brands.

Earn cash-back or American Express Membership Rewards Points: Rakuten pays in either cash or American Express Membership Rewards Points.

Limited-time deals and extra cash-back: Rakuten often runs special promotions, such as 20% cash-back at 300+ stores on Cyber Monday in 2022.

Free Service: Rakuten is entirely free to use, with no fees or hidden costs.

Wide Range of Stores: Rakuten offers cash back at over 2,500 stores, including major retailers like Nordstrom, Walmart, and Target.

User-Friendly Design: The platform has a well-designed and easy-to-use interface, making it simple to navigate and earn cash back.

Referral Program: Rakuten’s referral program is lucrative, offering both the referrer and the new member a significant bonus.

Variety of Categories: Rakuten covers a wide range of categories for saving, including clothing, travel, health/beauty, books, food, and subscription services.

Hot Deal Notifications: The app sends users hot deal notifications and app-exclusive offers, helping them find the best savings opportunities.

Rigid Payment Schedule: Cash back payments are made quarterly, with a minimum payout threshold of $5. This can be a bummer for those seeking immediate gratification.

Encourages Impulse Shopping: The ease of earning cash back can sometimes lead to impulse purchases, which may not align with users' budgets.

No Redemption Bonuses: Unlike some other cash-back sites, Rakuten does not offer direct redemption bonuses for redeeming cash back through specific methods.

Potential for Lower Cash Back Rates: Rakuten might not always offer the highest cash back rates compared to other platforms, so users should compare offers before making a purchase.